Insurance arrangements and requirements

The event

Kill of the Hill 2019 is presented by KOTH Australia Pty Ltd as an event of the Australian Motorcyclist Association Inc.

Event insurance

For the protection of participants and all those involved in the management of registered and insured events, the AMA provides through its public liability insurance policy, an indemnity, limited to $20,000,000 for legal liabilities arising from claims made against an event organiser, official or participant that involves either bodily injury or property damage to a third party. All events promoted under the auspices of the AMA are provided with this cover upon receipt of a properly completed event registration form by officials that are authorised to submit events.

Rider insurance

An AMA Scrambles Licence permits the member to participate in any AMA scrambles event and other associated activities, anywhere in Australia. The AMA has a Scrambles One Event Membership for $15, a Scrambles Solo Race Membership for $45 and a Scrambles Family Membership (all persons on Medicare Card) for $90. Any of these memberships provides automatic personal accident cover for the rider, whether the participant needs it or not.

Volunteer insurance


Volunteers need to register on the AMA website as an 'AMA Scrambles Assistant' (click on the link above). More information is available on the AMA website in the Event Volunteer pages ( The cost of this is free. Volunteers must register personal details on the AMA website in advance of the event.

Requirements relating to unregistered vehicles

It is a requirement of the AMA's public liability insurance that ALL persons driving or riding any form of unregistered motor vehicle, be covered with the AMA Members Personal Accident (PA) insurance, which provides a $100,000 death and capital benefit or $1,000 weekly accident benefit.

AMA Statement of Responsibility

You have voluntarily entered an AMA event. An AMA event indicates that this event is listed in the Association's official calendar and that AMA events guidelines, best practice, rules, standing and supplementary regulations may be used as a guide. It does not indicate that your safety has been warranted by the AMA, nor the promoter or organiser. To some extent, the use of all motor vehicles is inherently dangerous. You should take part in this event based on your own assessment of your abilities and suitability of your motor vehicle. Today's course may traverse formed or unformed areas and tracks and trails with minimal maintenance and the AMA nor the promoter or organiser is responsible for their condition or the actions of other individuals using the event area, tracks and trails. The AMA urges you to wear appropriate personal protective equipment and to receive professional instruction before operating a motor vehicle. We urge you not to operate a motor vehicle without personal medical and ambulance coverage. If you have any doubts at this time about your personal ability to participate in this event, if you have not adequately prepared yourself and your equipment, if you question the condition and safety of your motor vehicle, or the event areas or tracks or trails, or if you believe your insurance coverages are not adequate to compensate you for any loss that might occur, we urge you to notify the organiser, who will immediately refund your entry fee.